About Ricardo Ramos

Ricardo Ramos’ clients are neighbors, partners, and companions on the way home. When you need clear answers, straightforward advice, and a mortgage that’s affordable today and into your future, Ricardo is here for you. Ricardo can explain your options simply and clearly and help you to get competitive rates and terms. Request a rate quote today!

You’ll find Ricardo Ramos at the Planet Home Lending Richmond Branch located in Richmond, CA. With Planet Home Lending you are more than a transaction. Feel free to call Ricardo with any questions at 510-288-2552. Ricardo proudly serves borrowers across the credit spectrum. Planet Home Lending can offer:

• Home loans for First-Time Homebuyers
• Move-up Homebuyer loans
• Real estate investors with multiple properties
• Zero down payment home loans
• Mixed-use property mortgages
• Low down payment mortgages
• FHA home loans
• VA home loans
• Conventional mortgages
• Jumbo home loans
• USDA rural housing loans
• Cash-out refinances
• Refinances to pay off sooner or lower your monthly payment
• Bank statement loans for business owners

Ricardo Ramos and the team at Planet Home Lending look forward to getting you home!