About Derek Watkins
Derek Watkins
Retail Sales Manager
NMLS: #588661
Derek Watkins’ clients are more than customers—they’re partners on the journey to homeownership. With deep expertise in Manufactured Housing lending, Derek helps borrowers navigate the unique opportunities this sector offers, from land-home financing to traditional mortgage options for homes on permanent foundations.
Recognized as a trusted industry expert, Derek was featured in Realtor.com, where he explained how loans for manufactured homes classified as real property “look and function much like those used for site-built homes.” His insight underscores his commitment to helping borrowers understand their financing choices and build long-term equity through smart lending solutions.
Whether you’re purchasing a new manufactured home, refinancing, or exploring affordable pathways to ownership, Derek provides clear guidance, straightforward advice, and competitive financing options designed to fit your goals today and in the future.
You’ll find Derek Watkins at the Kennesaw Branch in Kennesaw, GA, proudly serving borrowers across the credit spectrum. With Planet Home Lending, you’re never just a transaction—you’re part of the home team.
Call Derek at (770) 633-6332 to learn more about your Manufactured Housing options or request a rate quote today.
