Licensing & Disclosures

Planet Home Lending, LLC Licensing Disclosures

Planet Home Lending, LLC is licensed to originate and service mortgages in most states – use the table below to check the details for your state.

PLANET HOME LENDING, LLC - NMLS 17022 321 Research Parkway, Ste 303, Meriden CT 06450
STATE	LICENSE NAME	LICENSE NUMBER	STATE DISCLOSURE INFORMATION
Alabama	AL Consumer Credit License	21695
Alaska	AK Mortgage Broker/Lender License	AK17022	Mortgage Lender License No. AK17022
Arizona	AZ Mortgage Banker License	929069	Planet Home Lending, LLC - 3830 N Morning Dove Circle, Mesa AZ 85207 Mortgage Banker License #0929069
Arkansas	AR Combination Mortgage Banker-Broker-Servicer License	106955	Lic#106955 - Planet Home Lending, LLC. 321 Research Pkwy, Ste 303, Meriden CT 06450 866-882-8187
	Arkansas Collection Agency License	5481
California	CA-DBO Residential Mortgage Lending Act License	4130947	Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This website uses cookies to enhance user experience and to analyze performance and traffic on our website. We also share information about your use of our site with our social media, advertising and analytics partners. Follow this link to adjust your Cookie Preferences. To exercise your data protection rights, please complete our Privacy Request form. A copy of Planet’s CCPA Privacy Policy can be found by clicking here.
Colorado	CO Mortgage Company Registration	17022	Mortgage Company Registration Regulated by the Division of Real Estate
	CO Collection Agency	CAR-1000735
	CO Supervised Lender	SUP-4000106
Connecticut	CT Mortgage Lender License	ML-17022
	CT Mortgage Servicer License	MS 17022
Delaware	DE Lender License	19841	Licensed by the Delaware State Bank Commissioner, License 019841 expires 12/31
District of Columbia	DC Mortgage Dual Authority License	MLB17022
Florida	FL Mortgage Lender Servicer License	MLD194
	Florida Consumer Collection Agency License	CCA9904117
Georgia	GA Mortgage Lender License/Registration	24035	Residential Mortgage Licensee #24035 - 321 Research Pkwy, Ste 303, Meriden CT 06450
Hawaii	HI Mortgage Servicer License	MS004
	Hawaii Exempt Collection Agency License	COLAX 1007
Idaho	ID Collection Agency License	CCA-7304
	ID Mortgage Broker/Lender License	MBL-8763
	ID Regulated Lender License	RRL-9303
Illinois	IL Residential Mortgage License	MB.6760543	Illinois Residential Mortgage Licensee No. MB.6760543 by the Dept of Financial & Professional Regulation 320 West Washington St., Springfield, IL 62786, (888) 473-4858. For licensing information, go to www.nmlsconsumeraccess.org STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE   The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.
Indiana	IN-DFI Mortgage Lending License	20050
Iowa	IA Mortgage Banker License	2007-0201
	Iowa Debt Collector Notification
	Iowa Creditor/Assignee Notification
Kansas	KS Mortgage Company License	MC.0025327	Licensed Mortgage Company, License Number MC.0025327
	KS Supervised Loan License	SL.0026749
Kentucky	KY Mortgage Company License	MC24306
Louisiana	LA Residential Mortgage Lending License	17022
	Louisiana Collection Agency/Debt Collection Registration
Maine	ME Supervised Lender License	17022
Maryland	MD Mortgage Lender License	17022	For licensing information, go to www.nmlsconsumeraccess.org
Massachusetts	MA Debt Collector	DC112046-100
Michigan	MI 1st Mortgage Broker/Lender/Servicer Registrant	FR0017969
	MI 2nd Mortgage Broker/Lender/Servicer Registrant	SR0017970
Minnesota	MN Residential Mortgage Originator License	MN-MO-17022	MN-MO-40149066, This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4)
	MN Residential Mortgage Servicer License	MN-MS-40058819
	Minnesota Collection Agency License	40583042
Mississippi	MS Mortgage Lender License	17022	Licensed by the Mississippi Department of Banking and Consumer Finance
Missouri	MO Mortgage Company License	17022
Montana	MT Mortgage Broker License	17022
	MT Mortgage Lender License	17022	Lender License No. 17022
	MT Mortgage Servicer License	17022
Nebraska	NE Mortgage Banker License	1950
Nevada	NV Mortgage Banker License	4664	9130 W Russell Rd, Suite 210, Las Vegas, NV 89148
	NV Supplemental Mortgage Servicer License	4380
New Hampshire	NH Mortgage Banker License	20191-MB	Licensed by the New Hampshire Banking Department
New Jersey	NJ Residential Mortgage Lender License	17022	Licensed by the N.J. Department of Banking and Insurance, Licensed Mortgage Banker
	NJ RMLA-Licensed Mortgage Servicer Registration	17022	Licensed by the N.J. Department of Banking and Insurance
	New Jersey Collection Agency Bond Registration	16236
New Mexico	NM Mortgage Loan Company License	3564
	New Mexico Collection Agency License	CA02358
New York	NY Mortgage Banker License	LMB 109670	Licensed Mortgage Banker - NYS Banking Department. Planet Home Lending, LLC d/b/a Planet Home Servicing, 321 Research Pkwy, Ste 303, Meriden CT 06450
	NY Mortgage Loan Servicer Registration	RMLS 001975	Registered New York Mortgage Loan Servicer - NYS Banking Department. Planet Home Lending, LLC d/b/a Planet Home Servicing, 321 Research Pkwy, Ste 303, Meriden CT 06450
	New York City of New York Debt Collector License	2004752-DCA
	New York City of Buffalo Collection Agency License	CAG17-10043034
	New York City of Yonkers Debt Collection Agency License	10047
North Carolina	NC Mortgage Lender License	L-162621
North Dakota	ND Money Broker License	MB102791
Ohio	OH Residential Mortgage Lending Act Certificate of Registration	RM.850161.000.	RM.850161.000.
Oklahoma	OK Mortgage Lender License	ML010241
	OK Mortgage Lender License - OTN #1	ML014296
Oregon	OR Collection Agency Registration	49432
	OR Mortgage Lending License	ML-5147	Mortgage Lender License ML-5147
	OR Mortgage Servicer License	MS-116
Pennsylvania	PA Mortgage Lender License	51438	Licensed by the Pennsylvania Department of Banking and Securities
	PA Mortgage Servicer License	68055
Puerto Rico	PR Mortgage Lender/Servicer (Concesionarios/Administradores de Préstamos Hipotecarios)	IH-218
Rhode Island	RI Debt Collector Registration	20183629DC
	RI Lender License	20153141LL	Rhode Island Licensed Lender and Loan Broker
	RI Loan Broker License	20183694LB
	RI Third Party Loan Servicer License	20153140LS
South Carolina	SC-BFI Mortgage Lender / Servicer License	MLS - 17022
South Dakota	SD Mortgage Lender License	17022.ML
Tennessee	TN Mortgage License	109358
Texas	TX-SML Mortgage Banker Registration	17022	Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following: Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1- 877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov.
	Texas Regulated Loan License	13128-53053
	Texas Debt Collector Bond Filing
U S Virgin Islands	VI Mortgage Lender License	VI-MLO-17022
Utah	UT-DFI Residential First Mortgage Notification	UDFI-RFMN2015
	Utah Collection Agency Registration	6790270-0131
	UT-DRE Mortgage Entity License	12744980
Vermont	VT Lender License	6738
	VT Loan Servicer License	17022-1
	VT Mortgage Broker License	1429 MB
Virginia	VA Lender License	MC-5871	NMLS ID #17022 (www.nmlsconsumeraccess.org)
Washington	WA Consumer Loan Company License	CL-17022	Consumer Loan Company License No. CL-17022
	Washington Collection Agency Registration	602772194 - 001 - 0001
West Virginia	WV Mortgage Lender License	ML-24128
	West Virginia Collection Agency Registration	2004-5536
	WV Mortgage Broker License	MB-17022
Wisconsin	WI Mortgage Banker License	214200BA
	WI Mortgage Broker License	17022BR
Wyoming	WY Mortgage Lender/Broker License	3707
	WY Consumer Lender License	CL-3036

Other Approvals:

FHA	27128-0000-9
Fannie Mae	31235-000-9
Freddie Mac	154621
Ginnie Mae	4135
United States Department of Agriculture	26-0362771
Veteran's Affairs	519998 01

Home Mortgage Disclosure Act Notice:

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available on this website.

For assistance in obtaining the most recent HMDA data for our institution, please contact:

Planet Home Lending, LLC
5020 Riverside Drive, Suite 300
Irving, TX 75039
Attn: Chief Compliance Officer

Fee Schedule:

View our Fee Schedule on our FAQ page >

 

Important Notice: For Homeowners Who Require any Translation Assistance or Language Access Services, please contact us at 866-882-8187.  A Translation of any communication into a language other than English is available.

Languages other than English may be utilized as a courtesy or to enhance the customer experience. Planet Home Lending, LLC. transactions, including the negotiation of terms, are only conducted in English and documentation used and issued by Planet Home Lending, LLC. will be printed in English. Planet Home Lending, LLC will not act as a translator. If you have difficulty understanding information presented in English, you may need to contact a translator.

Se pueden utilizar otros idiomas además del inglés como cortesía o para mejorar la experiencia del cliente. Las transacciones en Planet Home Lending, LLC., incluida la negociación de los términos, solo se realizan en inglés y la documentación utilizada y emitida por Planet Home Lending, LLC. se imprimirá en inglés. Planet Home Lending, LLC no actuará como traductor. Si tiene dificultades para comprender la información presentada en inglés, es posible que deba comunicarse con un traductor.

FOR NEW YORK RESIDENTS:

Planet Home Lending , LLC (“Planet”) is registered with the Superintendent of Financial Services for the State of New York. You may file complaints and obtain further information about Planet by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov. A list of non-profit housing counselors can be found at https://www.dfs.ny.gov/consumers/help_for_homeowners/new_york_state_non-profit_housing_counseling_agencies. You may also contact Planet for any complaints and inquiries regarding your loan at 321 Research Parkway, Suite 303, Meriden, CT 06450 or 866-882-8187.

New York City Customers:
A translation and description of commonly-used debt collection terms is available in multiple languages on the website for the NYC Department of Consumer Affairs, www.nyc.gov/dca.

Texas Mortgage Loan Customers Only:  COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705.  A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.  This disclosure only applies to residential mortgage loans secured by real estate located in Texas.