Buy Now. Sell Later.

Buy a home before selling yours with Buy Now. Sell Later.

Purchase EDGE and Purchase EDGE Guarantee

Take the stress out of timing the sale of your current home and the purchase of your next one. Buy Now. Sell Later. gives you options—whether you want flexibility, a guaranteed buyer, or both.

With Purchase EDGE, your existing home is bought up to 7 days before you close on your next one—so you can skip the double moves, short-term rentals, and showings while still living in the space.

With Purchase EDGE Guarantee, you can make a non-contingent offer with confidence, backed by a guaranteed buyer if your home doesn’t sell within 120 days.

Whether you're working with a tight timeline or just want peace of mind, Buy Now. Sell Later. puts you—and your move—in control.

Compare your Buy Now. Sell Later. options:
Two ways to move forward without the stress of selling first.

	Purchase EDGE	Purchase EDGE Guarantee
What it does	Planet Management Group (PMG), a subsidiary of Planet, buys your current home shortly before you close on your new one.	PMG guarantees to buy your current home if it doesn’t sell within 120 days of your new home’s closing.
Best for	Avoiding showings, staging, and double moves.	Making a strong offer without a home-sale contingency.
Do I have to list my current home?	No, PMG will handle this.	Yes, within 10 business days of your new home’s closing.
Who pays for the inspection?	You do.	PMG does.
Program cost	2% of your home’s sale price.	$3,500 flat fee (waived if PMG buys your home).
What if my home sells for more?	You keep 80% of the extra profit after fees.	You keep 100% of the extra profit if you sell it.
What if it doesn’t sell?	PMG already owns it—no extra stress.	PMG buys it after 120 days—no stress for you.

Benefits of Buy Now. Sell Later.

More control over your move

No pressure to clean, stage, or vacate for showings

Avoid double moves, storage, or paying two mortgages

Feel confident making your next home offer without waiting to sell

Ready to turn your buying power into moving power? Talk to a Planet Home Lending Loan Officer today!

FAQs

1. Can I buy a house before selling mine?
   Yes! With Planet’s Buy Now. Sell Later., you can buy your next home first and sell your current one when it works for you.
2. What if my current home doesn’t sell?
   If your home doesn’t sell within 120 days, PMG will buy it at 80% of its estimated value—so you can still move forward.
3. What’s the difference between a bridge loan and this program?
   Bridge loans give you access to equity, but they don’t help with timing. Buy Now. Sell Later. gives you both—access to funds and the freedom to move first with a guaranteed backup offer.
4. Do I have to work with a specific agent?
   Nope! You choose your own real estate agent and list your home on your timeline. You stay in control from start to finish.
5. How much does this program cost?
   There’s a flat $3,500 fee with Purchase EDGE Guarantee paid only when your current home sells. With Purchase EDGE you pay 2% of your home’s sales price.
6. What happens if my home sells for more than expected?
   For Purchase EDGE Guarantee, you keep the upside. The guaranteed offer is there just in case—if your home sells for more, the full profit is yours. For Purchase EDGE, you keep 80% of the extra profit after all fees and costs are paid.

Buy Now. Sell Later. Purchase EDGE and Purchase EDGE Guarantee Programs are available in all Planet licensed states, except the U.S. Virgin Islands, Puerto Rico, AK, D.C., HI, MA, and NY and are limited to eligible metropolitan statistical areas. Additionally, the Purchase EDGE is not available in CA. Rural properties are not eligible. Loan programs ineligible for Purchase EDGE and Purchase EDGE Guarantee include, but are not limited to, Bond Loans, USDA, Renovation, Jumbo, Non-QM, Down Payment Assistance Programs, and Manufactured Housing. Planet and PMG do not have control over third-party delays, including but not limited to appraisers, title companies, and other settlement providers. It is recommended to review all program documentation with a qualified attorney before entering into any agreements. Program is subject to change or termination without notice and expires on December 31, 2025. Additional terms and conditions apply.